Author: Chaikal Nuryakin, Izyan Pijar Bungabangsa Satyagraha, Ratu Silfa Adiba Nursahla Executive Summary Micro, small, and medium enterprises (MSMEs) hold significant economic potential, for a potential contribution of over 55% to GDP, and employ more than 90% of the workforce (WTO, 2016). Recognizing their role in economic growth, poverty reduction, export, and job creation, the […]