Towards the end of May 2024, the Indonesian people were shocked by a government policy aimed at overcoming the problem of the trending gap between national housing demand and supply: the Public Housing Savings Program (Taper). Established through Government Regulation (PP) Number 21 of 2024, the Tapera program was originally presented to help Indonesian people who need financial support so they can have their own first home. However, a few days after the PP was officially implemented, the Tapera program policy apparently received criticism from the public because it was considered to be burdensome for low-income workers and not fair enough for people from the middle to upper income groups. Facing strong resistance from the public, the Government remained unmoved and stated that it would not delay the Tapera program. The question is: Can the Tapera program be an effective solution in overcoming the problem of gaps in housing provision in Indonesia or will it only increase the economic burden on society?
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